Insurance Plans

Every Coverage Type, One Trusted Agency

Browse the plan categories we work with, then talk to a licensed advisor to compare carriers side-by-side for your situation.

▼ Coverage We Compare

Tennessee Health Coverage, Explained Plainly

Six lanes of coverage — from BCBS Tennessee marketplace plans to TennCare cross-checks to small-business group benefits in Nashville and Memphis.

  • ACA Marketplace Plans

    BCBS Tennessee, Ambetter and Oscar on the Tennessee exchange — with subsidy math run for your household.

  • Family Plans Across Tennessee

    Pediatric coverage, maternity, well-child visits — built for households where one spouse is W-2 and the other 1099.

  • Coverage Gap Solutions

    Tennessee did not expand Medicaid. If you fall between TennCare and ACA subsidy, we'll find the short-term and off-exchange options that actually work.

  • Dental & Vision Add-Ons

    Standalone TN dental and vision plans, available year-round — no Open Enrollment needed.

  • Supplemental & Accident

    Hospital indemnity, accident and critical illness layers — popular with TN tradesmen and gig workers.

  • TN Small Business Group

    Group plans for 2–50 employee Tennessee companies — restaurants, studios, contractors, healthcare practices.

Plan Options

The Right Plan,
Built Around You.

Every plan includes free enrollment support and a dedicated licensed agent who works for you, not the carriers.

Individual Essential
Personalizedcoverage

Perfect for healthy individuals ages 18–35

  • Preventive Care 100% Covered
  • Primary Care & Urgent Care
  • Generic Prescriptions Included
  • Telehealth Visits
  • Mental Health Coverage
  • Free Enrollment Support
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Most Popular
Family Complete
Tailoredfamily plan

Full family coverage — everyone protected

  • Full Family Medical Coverage
  • Pediatric & Maternity Care
  • Dental & Vision Bundled
  • Specialist & Hospital Care
  • Prescription Drug Coverage
  • Dedicated Family Advisor
Get Started
Small Business Group
Customgroup quote

Tailored group plans for 2–200 employees

  • Group Health Insurance
  • Group Dental & Vision
  • Life & Disability Benefits
  • Section 125 Plan Setup
  • HR Benefits Portal Access
  • Dedicated Business Advisor
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